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This document is an electronic record in terms of Information Technology Act, 2000 and rules made there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and user agreement for access or usage of our website ‘www.ghlindia.com’ (hereinafter referred to as the "Website") The Platform (hereinafter defined) refer to an internet based portal owned and operated by GHL India (“GHL”), a company incorporated under the laws of India and having its registered office located at No.60/36, 5th Cross Street, Defence Colony, Nandambakkam, Chennai - 600032. (hereinafter, referred to as "we", "us", "our" and “GHL INDIA”).

For the purpose of these User Terms (defined hereinafter), "you", "your" or “User” refers to any natural or legal person (whether a registered user or otherwise) who accesses the Website, its contents and uses the services offered by GHL India on or through the Website. If you do not agree to these User Terms, you agree that your sole and exclusive remedy is to discontinue using the Website. Your compliance with these User Terms is a condition to your right to access the Website. Your breach of any provision of these User Terms will automatically, without the requirement of notice or other action, revoke and terminate your right to access the Website.




To be eligible to register an account with us, you must be of such age that you can enter into legally binding agreements as per Applicable Laws where You reside in. If you use the Website or the Services on behalf of someone else (including but not limited to, as a legal representative of another individual or an entity, you must be authorized by such individual or entity. Our website is accessible to children under the age of 18 (eighteen), however GHL India strongly encourages parents and guardians to supervise the online activities of their minor children and consider using parental control tools. These tools also can prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission.

The Website and the offerings therein are intended only for registered Users who have completed the registration process and completed the KYC (Know-Your-Customer) requirements set out on the Website. By registering an account with us (“Registered User”), you represent and warrant that you are such age that you can enter into legally binding agreements as per Applicable Laws where You reside in, that all information you submit is true, accurate and complete and you shall comply with these Terms of Use. You further represent and warrant that: (a) all required registration information you submit is truthful, accurate and complete; (b) you will maintain the accuracy of such information; and (c) You are eligible to enter into legally binding agreements under the Applicable Laws where You reside in. Upon ‘Acceptance’, these User Terms will be effective and binding upon you along with any amendments made by website at its sole discretion and posted on the Website and you will not claim invalidity of these User Terms merely on the grounds that this MOU is being concluded electronically. For the aforesaid purposes, 'Acceptance' will mean your affirmative action in clicking on ["Accept"] button as provided on the registration page or any act which reflects your use of the Website or the services provided by the Website or any such other actions that implies your acceptance. You will be responsible for all activities that occur under your User ID or account. GHL India will not be liable to any person for any loss or damage which may arise as a result of any failure by the User to protect their User ID and/or the OTP. You undertake to immediately notify GHL India of any unauthorized use of your account or any other breach of security. You undertake to not sell or otherwise transfer your account/ User ID, or allow any third party to use or access your user account. GHL India reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion.

You confirm and acknowledge that by registering on the Website, you authorize and consent to GHL India sending promotional and marketing content to you through emails, phone calls, short message service or other electronic and non-electronic mode of communication, and no such communication shall be deemed to be in violation of law relating to unsolicited commercial communication.




You confirm and acknowledge that by registering on the Website, you authorize and consent to GHL India sending promotional and marketing content to you through emails, phone calls, short message service or other electronic and non-electronic mode of communication, and no such communication shall be deemed to be in violation of law relating to unsolicited commercial communication. GHL grants you a limited right to use the Website. The individual user will not use the Website in any way that is fraudulent or unlawful. Your right to use the Website is subject to your agreement to abide by these User Terms in their entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Website. At any time and for any reason GHL India may revoke your right to use all or any portion of the Website.


The website and the content is not intended for distribution to, or use by, any person or entity in any jurisdiction or country outside india.


Restriction on Use




You may download or copy Content only to the extent such download is expressly permitted in writing on the Website. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Content, the Website or any related software

Nothing on the Website will be interpreted as granting any license or right to use any image, trademark, trade dress, logo or service mark on the Website. Anything transmitted to the Website by you becomes GHL’s India property and may be used by us for any lawful purpose. GHL India reserves all rights with respect to copyright and trademark ownership of all material on the Website, and will enforce such rights to the full extent of the law.

Unless otherwise noted, all Contents are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by GHL India or by third parties who have licensed their materials to GHL India and are protected by Indian and international copyright laws. The compilation of all Contents on the Website is the exclusive property of GHL India and is also protected by Indian and international copyright laws.

The Website, including all Information, is owned by or licensed to GHL India and is subject to and protected by various intellectual property rights, including but not limited to copyright, trade secrets, trademarks, service marks, brand names and other proprietary rights whether under contract, statute or any similar provisions (“IP Rights”). All IP Rights are and will remain the exclusive property of GHL India, its respective third-party licensors or third parties to whom it is attributed and in using the Website individual users will not obtain any rights, title or other interest in or to any information on the Website or related IP Rights. Subject to the above, individual users are entitled to view the Information on the Website and to copy and print such information for personal use. Individual users are not permitted to sell or distribute or otherwise deal with the Information on the Website or any deviations of such information without the prior written consent of GHL India.

The Website uses different web analytics service and is compliant with their terms and conditions.




The Website has been prepared solely for purposes of information. The information available on the Website is for convenience of presentation and under no circumstances should the Website be used or considered as an offer to sell or the invitation or solicitation of an offer to buy any asset listed on the Website. Before making a decision with respect to purchasing any asset, Users are advised to carefully read the related final documentation. Further, GHL India does not give or offer any business advice, investment advice, tax or legal advice to anyone using this Website. Accordingly, Users are advised to consult with their tax, legal and financial advisors and carry out their own due diligence with respect to purchasing any asset.
Nothing contained on the Website must be relied upon as a promise or representation as to past or future performance. The Website may contain forward-looking statements. In some cases, you can identify forward-looking statements by terminology such as "may," "will," "should," "expects," "plans," "anticipates," "believes," "targeted," "projected," "underwritten," "estimates," "predicts," "potential," or "continue" or the negative of these terms or other comparable terminology. These forward-looking statements include, but are not limited to, statements concerning the company, property, risk factors, plans and projections. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. None of GHL India, the issuer nor any other person or entity assumes responsibility for the accuracy and completeness of forward-looking statements. Users should conduct their own due diligence and not rely on the financial assumptions or estimates that are displayed on the Website. Assets displayed on the Website are not bank deposits, are not insured and are not guaranteed by GHL India, and may lose value.




By using the website, you expressly agree that such use is at your sole risk. the website and related services are provided on an "as is", "as available" and "with all faults" basis. neither ghl india nor any of its respective officers, directors, employees, agents, third-party content providers, designers, contractors, distributors, merchants, sponsors, licensors or the like (collectively, "associates") warrant that use of the website or related services will be uninterrupted or error-free. neither ghl india nor its associates warrant the accuracy, integrity, completeness, availability or timeliness of the content provided in the website or the materials or services offered in the website now or in the future. ghl india and its associates specifically disclaim all warranties, whether expressed or implied, including but not limited to warranties of title, merchantability, fitness for a particular purpose or non-infringement of the website, information on the website or the results obtained from use of the website or related services. ghl india and its associates accepts no responsibility for updating any party of the website or the content therein.
under no circumstances will ghl india or its associates be liable to you or anyone else for any direct, consequential, incidental, special, exemplary, punitive or other indirect damages, including but not limited to lost profits, trading losses, unauthorized access, systems failure, communications line failure, internet failure or damages that result from use or loss of use of the website, content, inconvenience or delay. this is true even if ghl india has been advised of the possibility of such damages or losses. any content downloaded or otherwise obtained through the website is done at your own discretion and risk and you are solely responsible for any damage to your computer or other electronic system or loss of data that results from the download of any such content. the foregoing limitation of liability will apply in any action, whether in contract, tort or any other claim, even if an authorized representative of ghl india has been advised of or should have knowledge of the possibility of such damages. the information and opinions are subject to change without notice and does not purport to be complete.




You understand and acknowledge that purchase of the assets listed on the Website is speculative in nature and involves a high degree of risk, including the risk of loss of capital, and is not guaranteed. The Website is suitable only for sophisticated investors who fully understand and are capable of bearing the risks of purchasing such assets. A User should only purchase assets if he/she is able to withstand a total loss of capital. No guarantee or representation is made by us that you will achieve your investment objectives or will receive a return of your capital. GHL India does not endorse or promote any of the opportunities that appear on this Website nor make any recommendations regarding same to any User. Users must not construe anything on the Website as investment, business, legal or tax advice and the content contained herein does not constitute an offer by GHL India to sell, solicit or make an offer to buy an investment interest. Any information made available from our website, does not represent a solicitation of an offer to buy or sell any property.




References on this website to any names, marks, products or services of third parties, or hypertext links to third party websites or information or content provided by third parties, are provided solely as a convenience to you and do not in any way constitute or imply our endorsement, sponsorship or recommendation of the third party, its information, materials or services. we are not responsible for the practices or policies of such third parties, nor the content of any third party sites, and do not make any representations regarding third party materials or services, or the content or accuracy of any material on such third party sites. if you decide to link to any such third party sites, you do so entirely at your own risk.




Nothing contained in these User Terms is intended to modify or amend any other written agreement you may have with GHL India or other Users of the Website ("Other Agreements") if any, that may currently be in effect. In the event of any inconsistency between these User Terms and any Other Agreements, the Other Agreements will govern. Some pages within the Website contain supplemental terms and conditions and additional disclosure and disclaimers, which are in addition to these User Terms. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern for those sections or pages.




You agree to indemnify and hold harmless GHL India and (as applicable) its subsidiaries, affiliates, third-parties and their respective shareholders, officers, directors, agents, and employees, from any losses, liabilities, damages, costs and expenses, claims or demand, or actions including reasonable attorneys' fees asserted against or incurred by GHL India, made by any third party arising out of your breach or non-performance of terms of these User Terms, or the documents they incorporate by reference, or your violation of any law, rules or regulations or the rights of a third party.




We reserve the right to update (change, modify, add and/or delete) these User Terms from time to time, at our sole discretion, to reflect company initiatives, changes in the law or technology or changes in our practices. When we update these User Terms, we will intimate you of the amendments on your email address or on the Website. If you do not agree to the amendments, please do not use the Website any further. By continuing to use the Website, you will be deemed to have consented to the latest version of these User Terms.




None of the provisions of these User Terms will be deemed to constitute a partnership or agency between you and GHL India and you will have no authority to bind GHL India in any manner whatsoever.




All notices and other communications required or permitted hereunder to be given to a party will be in writing, in the English language, and will be sent e-mail, or mailed by prepaid internationally-recognized courier or otherwise delivered by hand or by messenger, addressed to such party’s address as set forth below or at such other address as the party will have furnished to the other party in writing in accordance with this provision:




If any clause of these User Terms is deemed invalid, void or for any reason unenforceable, such clause will be severable and will not affect the validity and enforceability of the remaining clauses of these User Terms.




These User Terms set forth the entire understanding and agreement between you and GHL India with respect to the subject matter hereof.




You cannot assign or otherwise transfer your rights or obligations under these User Terms to any third party. GHL India may transfer its rights and obligations (also known as "assign") under these User Terms without your prior express consent, provided that GHL India will assign these User Terms on the same terms or terms that are no less advantageous to you.




If any dispute arises between you and GHL India during your use of the Website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of these User Terms, or the documents they incorporate by reference, the dispute will be referred to a sole Arbitrator who will be an independent and neutral third party identified by GHL India. The place of arbitration will be Chennai, Tamilnadu. The arbitration proceedings will be in the English language and will be governed by Arbitration & Conciliation Act, 1996




These User Terms or the documents they incorporate by reference will be governed and construed in accordance with the laws of India. Subject to clause of Arbitration above, all disputes arising under these User Terms between you and GHL India will be subject to the exclusive jurisdiction of courts at Chennai, Tamilnadu, India.